Home Care Cost in Traverse City, MI (2026)
What families pay for in-home senior care in Traverse City and Leelanau County, and how to pay for it.
Average hourly rate
Non-medical home care in Michigan costs about $33 to $35 an hour. CareScout's 2025 cost of care survey puts full-time care at about $79,500 a year in Michigan. Rates in the Traverse City area are close to the state average. Some agencies ask for a few hours minimum per visit.
| How much care | Monthly cost (estimate) |
|---|---|
| 20 hours a week | about $2,900 to $3,000 |
| 40 hours a week (full-time) | about $5,700 to $6,100 |
| Live-in care | ask the agency: usually a set daily rate |
| 24-hour shift care | about $24,000+ |
Estimates based on $33–$35/hour and 4.33 weeks a month. Your price comes from the agency at the free visit. Source: CareScout Cost of Care Survey 2025, Michigan.
Ways families pay
- Savings and income. Most families pay this way (private pay).
- Long-term care insurance. Many policies pay for care at home.
- Selling or renting a home, or a reverse mortgage. Some families use home value to pay for care.
- Medicare does not pay for ongoing non-medical care. Medicaid and VA programs have their own rules and providers.
Book a free in-home care visit
Tell us what your loved one needs. A licensed local agency will call to set up a free visit at the home. No cost, no contract.
Cost questions
Does Medicare pay for home care in Michigan?
Medicare does not pay for ongoing non-medical home care like help with bathing, meals or company. It only covers short-term medical home health after a hospital stay, ordered by a doctor. Most families pay for non-medical care from savings, income, or long-term care insurance.
Does long-term care insurance pay for home care?
Many long-term care insurance policies pay for in-home care. Check your parent's policy for the daily limit and waiting period. The agency can often help with the paperwork.
Is home care cheaper than assisted living?
For part-time care, almost always. For full-time care it is often close to assisted living, and your parent stays in their own home. 24-hour care at home usually costs more than assisted living.